They Trusted You. The Court Will Judge You.

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What Will You Actually Be Judged On? The Executor Standard Most People Have Never Heard Of

A friend of mine once described agreeing to be someone’s executor the way most people do: “They asked. I said yes. It seemed like the right thing to do.”

That’s the whole conversation for most named executors. Someone they loved asked them to take on the role, and they said yes out of loyalty, trust, or simple affection. What they didn’t know, and what almost no one tells them, is that the moment they accept, they step into a legal framework that holds them to a specific standard of conduct. One they’ve probably never heard of. One they can be personally liable for failing to meet.

This isn’t meant to scare anyone. But if you’ve been named as an executor, or you’re thinking about saying yes, the single most important question you can ask yourself is this: what will I actually be judged on?


The Standard Has a Name

In Canadian law, executors are held to the standard of a reasonably skilled person acting in a fiduciary capacity. That phrase carries a lot of weight.

“Reasonably skilled” doesn’t mean you need a law degree or an accounting designation. But it does mean you’re expected to make sound, informed decisions, seek professional help when the situation calls for it, and not act carelessly just because you’re volunteering your time.

“Fiduciary capacity” is the bigger piece. A fiduciary is someone who is legally required to put the interests of others ahead of their own. As an executor, you’re not managing the estate on your own behalf. You’re managing it on behalf of the beneficiaries. Your personal opinions about who deserves what, your own financial interests, and your relationships with certain family members cannot factor into your decisions.

Together, these two ideas form what’s sometimes called the executor standard. It isn’t a checklist someone hands you at the funeral. It’s a legal expectation that runs across everything you do from the moment you begin administering the estate.


What the Standard Actually Covers

Courts and legal commentators generally look at a few key areas when evaluating whether an executor has met their obligations.

Prudent decision-making. An executor is expected to act the way a reasonable, careful person would. That means not rushing, not delaying unnecessarily, and not making decisions based on what’s easiest or most convenient. If you’re unsure about something, the standard expects you to find out.

Impartiality toward beneficiaries. This one trips people up. If your best friend named you executor and their estranged sibling is a beneficiary, you can’t let your personal feelings influence how you handle distributions. Every beneficiary is entitled to fair treatment, regardless of your history with them or your relationship with the deceased.

Record-keeping. You need to be able to account for every dollar that moves through the estate. What came in, what went out, when, and why. Courts can ask you to pass your accounts, meaning you present a formal accounting of everything you did and every expense you approved. If you can’t justify a charge, the court can disallow it. If the disallowed amounts are significant, you can be ordered to repay them personally.

Timely action. Estates don’t run on their own timelines. There are tax deadlines, probate requirements, property decisions, and beneficiary rights involved. Letting things slide because the process is overwhelming or because family members are in conflict doesn’t protect you. It creates liability.

Duty not to profit. Unless the will specifically authorizes it, an executor isn’t supposed to personally benefit from their position beyond the executor’s compensation that’s standard in their province or territory. Self-dealing, favoring your own interests, or taking advantage of estate assets is a serious breach.


When the Standard Isn’t Met

Earlier this year, a BC Supreme Court decision called Gowans Estate (Re), 2026 BCSC 17 landed in Canadian legal media. It’s worth paying attention to because it illustrates how the standard plays out in real life.

When the Accounting Didn’t Hold Up: Gowans Estate, BC 2026

The executor claimed reimbursement for several categories of expenses from the estate, including 14 months of cable service, medical oxygen supplies, and dog food and care costs including a live-in caregiver for the deceased’s dogs, alongside a 5% executor’s fee totalling over $49,000. When the matter came before the court, the associate judge disallowed over $39,000 in claimed expenses, finding they weren’t properly justified estate costs. The executor was then ordered to bear his own legal costs for the process of preparing and passing the accounts. A significant personal financial consequence for someone who likely believed he was doing his job.

The case doesn’t imply wrongdoing in the traditional sense. But it shows that claiming expenses you can’t properly justify, and failing to maintain the kind of documentation and judgment the standard requires, can cost you personally.

This isn’t an isolated situation. As estates become more complex, as family structures get more complicated, and as beneficiaries become more aware of their rights, executor conduct is under more scrutiny than it’s ever been.

If you’ve been named as an executor and you’re trying to understand what you’ve actually agreed to, two tools can help. Before You Say Yes™ is for people who’ve been asked to take on the role and want to think through what they’re agreeing to before they commit. The Executor’s Standard™ is a scenario-based self-assessment that follows a fictional executor named Sandra through nine realistic moments in an estate administration. At each one, you choose how you’d respond, and see what each choice puts at risk. You finish with a personalized conduct profile and a printable reference card. Neither tool replaces legal advice, but they give you a foundation, and that’s a solid place to start.


Most Named Executors Don’t Know Any of This

Here’s what makes this hard. The person who named you as their executor trusted you completely. They probably didn’t sit you down and walk you through what the role actually involves. They probably didn’t know either. You may have agreed years ago, before you had any idea what estate administration entails.

That’s not a character flaw. It’s just the reality of how these conversations happen.

The problem is that not knowing doesn’t protect you. The standard applies whether you understood it going in or not. Knowing what you’ll be judged on before something goes wrong is always better than figuring it out after.


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Disclaimer: This content is for general information only and is not legal, financial, medical, or tax advice.

The Trust Factor: Demystifying Fiduciary Duties

fiduciary trust

What Does Fiduciary Mean?

Contrary to popular belief, the term “fiduciary” does not mean financial dealings.  It is derived from the Latin word “fiducia,” meaning trust or confidence. In a legal context, a fiduciary is an individual or entity entrusted to manage assets, interests, or rights on behalf of another party. This relationship is founded on trust and requires the fiduciary to act in the best interest of the beneficiary. The duty is both legal and ethical, emphasizing the highest standard of care.

Examples of Fiduciary Roles

Fiduciary roles are prevalent in various fields. Here are some common examples:

Financial Advisors

Financial advisors manage their clients’ investments and financial plans. They must prioritize their clients’ financial well-being over personal gains, ensuring sound advice and prudent management of assets.

Trustees

A trustee is responsible for managing assets held in a trust for beneficiaries. This role involves overseeing the trust’s operations, making investment decisions, and distributing assets according to the trust’s terms.

Executors

An executor administers a deceased person’s estate. Their duties include paying off debts, distributing assets to heirs, and ensuring the estate’s smooth settlement as per the will’s instructions or state laws.

Corporate Directors

Corporate directors are fiduciaries to the company’s shareholders. They must make decisions that benefit the company and its stakeholders, maintaining transparency and avoiding conflicts of interest.

Attorneys

Attorneys owe a fiduciary duty to their clients, requiring them to act with loyalty, confidentiality, and competence. They must prioritize their clients’ legal interests and provide informed and unbiased advice.

Legal Obligations of a Fiduciary

Fiduciaries have specific legal obligations that define their duties and responsibilities. These include:

  • Duty of Care: The duty of care mandates that fiduciaries act with the same level of care and diligence that a reasonably prudent person would under similar circumstances. This involves being well-informed and making decisions based on thorough research and consideration.
  • Duty of Loyalty: The duty of loyalty requires fiduciaries to prioritize the beneficiary’s interests above their own. They must avoid conflicts of interest and refrain from profiting at the beneficiary’s expense. Any potential conflict must be disclosed and addressed appropriately.
  • Duty of Good Faith: Fiduciaries must act in good faith, meaning they should be honest and sincere in their actions and decisions. This includes providing accurate information and not misleading the beneficiary in any way.
  • Duty of Confidentiality: Fiduciaries must keep the beneficiary’s information confidential, only disclosing it when necessary and with proper authorization. This is crucial in maintaining trust and protecting the beneficiary’s privacy.
  • Duty to Account: Fiduciaries must keep accurate records of their actions and decisions and provide accounting to the beneficiaries. This ensures transparency and allows beneficiaries to monitor the fiduciary’s performance and compliance with their duties.

Consequences of Breaching Fiduciary Duty

Breaching fiduciary duty can result in severe legal and financial consequences. Beneficiaries can take legal action against a fiduciary who fails to fulfill their obligations.

Common remedies include:

  • Monetary Damages: The court may order the fiduciary to compensate the beneficiary for any financial losses incurred due to the breach.
  • Removal from Position: A fiduciary who breaches their duty can be removed from their position and replaced by someone more trustworthy and competent.
  • Restitution: The fiduciary may be required to return any profits or benefits gained from the breach to the beneficiary.

Importance of Fiduciary Duty

Fiduciary duty is fundamental in maintaining trust and integrity in various relationships, especially where significant power or responsibility is involved. It ensures that those entrusted with managing others’ interests do so with the utmost care, loyalty, and transparency.

Final Thoughts

Understanding what it means to have a fiduciary duty is crucial for anyone in a position of trust and responsibility. Whether you’re a financial advisor, trustee, executor, corporate director, or attorney, adhering to the legal and ethical standards of fiduciary duty is essential. By doing so, you not only uphold the trust placed in you but also contribute to a fairer and more just society.

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Disclaimer: This content is for general information only and is not legal, financial, medical, or tax advice.

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